fhn95 — Deposit instantly with KBZPay & Wave Money and play football, Live Casino, and slots
Myanmar's trusted online gaming and football betting platform — start playing in minutes from 10,000 Ks with a 200% welcome bonus.
About fhn95
fhn95 is an online casino and football betting platform built specifically for people in Myanmar. Our goal is to provide a smooth deposit and withdrawal experience in Myanmar Kyat and let players enjoy their favourite games with confidence.
From football betting and Live Baccarat to fish shooting games and Shan Koe Mee — find all the game types players love on a single platform. We also offer a wide variety, from Roulette to Crash games.
Whether you're in Yangon or anywhere else in the country — as long as you have a phone, you can play with fhn95. SSL encryption and a fair-play system protect your funds and personal information.
Fast Deposits with Mobile Wallets
Deposit instantly with KBZPay, Wave Money, AYA Pay, or CB Pay
KBZPay
Minimum — 10,000 Ks
Wave Money
Minimum — 10,000 Ks
AYA Pay
Minimum — 10,000 Ks
CB Pay
Minimum — 10,000 Ks
Withdrawal time — 30 minutes to 3 hours. Minimum withdrawal 10,000 Ks.
Simple Steps to Get Started
Open an account at fhn95 in minutes and play with your bonus
Create an Account
Go to the fhn95 login page and register a new account with your phone number or email. The process takes about 2 minutes.
Identity Verification
Verify your phone number with SMS OTP. Once confirmed, your account security is strengthened and you can deposit soon.
First Deposit
Deposit at least 10,000 Ks via KBZPay, Wave Money, AYA Pay or CB Pay. It arrives in your account almost instantly.
Claim Your Welcome Bonus
Get 200% of your first deposit — up to 300,000 Ks in bonus. For example, deposit 20,000 Ks and you get 40,000 Ks bonus, giving you 60,000 Ks total to play with. Wagering requirement: bonus × 10.
Play Your Favourite Games
Football betting, Live Baccarat, Slots, fish shooting games, Shan Koe Mee — pick what you like and play.
Withdraw Anytime
You can request a withdrawal even before completing the wagering requirement. Funds arrive in your account within 30 minutes to 3 hours. Minimum withdrawal is 10,000 Ks.
Jackpot Games — Big Prizes
Jackpot prizes keep growing as players play
Progressive Jackpot Slots
A small portion of every spin goes into the jackpot pool, so the prize amount keeps building up. Any spin can hit the jackpot.
Live Casino Side-Bet Jackpot
Every side bet placed while playing Baccarat and Dragon Tiger adds to the jackpot pool, so the chance is always there. The prize drops when a specific card combination is dealt.
Fish Shooting Games Boss Prize
In fish shooting games, the jackpot can only be triggered by taking down the big Boss fish. When a Boss appears, players team up to shoot it, making the prize even bigger.
Crash Game Jackpot
In crash games like Aviator, the jackpot is awarded when you ride the multiplier high without cashing out. Results can be verified with Provably Fair technology.
You can browse slots games on the slots page
Slots Game Types
Classic 3-Reel Slots
Classic 3-reel format — simple to look at and the best starting point for new players.
Video Slots (5-Reel)
Five-reel video slots with full storylines — usually come with Bonus Rounds and Free Spins.
Progressive Jackpot Slots
A portion of every spin goes into the pool, so the prize keeps growing; any spin can hit the jackpot.
Megaways Slots
The number of paylines changes with every spin, so wins can land in many different ways.
Cascading Reels
When a win lands, the winning symbols disappear and new ones drop in, so multiple wins can chain together from a single spin.
Cluster Pays
Wins are paid when symbols sit next to each other — no paylines involved. The bigger the symbol cluster, the bigger the prize.
Live Betting and Cash Out
Live Betting means you can place bets in real time after a match has started, not just before kick-off. You can watch how the game is going and place bets after the first half, so you can make better-informed decisions.
Markets commonly available in Live Betting include: Next Goal, Goal Total, Handicap bets, and Result After 90 Minutes. Odds change every minute in line with the match, so watch the game before jumping in.
Cash Out is a feature that lets you withdraw money from your active bet before the match ends. If the side you backed is leading, you can cash out to lock in a profit, or if your side is losing, you can cut your losses early.
Set a spending limit before you start Live Betting. Odds and lines move fast, so base your decisions on match data rather than chasing lines.
Fish Shooting Games and Arcade Games
Fish shooting games combine action and gameplay in one, making them popular with a wide range of players. Upgrade your cannon, shoot the fish, and earn multiplier rewards each time one is caught.
A higher cannon level means a bigger potential prize per fish, but each bullet also costs more — so gauge your level carefully before playing. When Boss fish and special fish appear, the multipliers are higher, so players usually team up to take them down.
Classic Fish Hunter
Simple fish shooting game — a variety of fish from small to large, each with different multipliers. The most beginner-friendly game format.
Boss Hunt Special Event
At a set time, a Boss fish appears and players shoot together for a chance to win a big jackpot — the more players cooperate, the bigger the reward.
Multiplayer Table
Up to 4 players can play in one table. When the Boss appears, everyone teams up to take it down, making it a great social game that feels different from playing alone.
Arcade Games
Includes instant games like Crash, Mines, and Plinko where you can make decisions with just one bullet's worth of money — perfect for players who enjoy fast decision-making gameplay.
Session Cost Control: In fish shooting games, keeping the Cannon Level too high can drain your budget before any prize hits. Set a budget per session before you start, and stop when it's gone.
Esports Betting — Games Loved by Myanmar Players
In Myanmar, Esports means Mobile Legends (MLBB) first. PUBG Mobile, Dota 2, and Valorant are also popular, and their tournaments keep the betting market wide and varied.
Mobile Legends: Bang Bang
You can bet on match results, Map/Game Handicap, which side gets First Blood, and Total Kills range (available to bet on without a definitive outcome).
💡 Check the hero meta and draft picks before placing your bet
PUBG Mobile
When markets open, you can bet on Squad/Solo match results, Kills range (High / Low), and the number of zones remaining when the next circle closes.
💡 Look at team stats and squad formation before deciding
Dota 2
You can bet on match winner Handicap, First Roshan Killer Team, and Total Maps Played (in Bo3/Bo5 matches).
💡 Check draft priorities and changes from patch notes
Valorant
You can bet on Map Winner, Round Handicap, and which side wins the Pistol Round — check Agent composition before deciding.
💡 Check map pool preference and team win streak
VIP Levels — The More You Play, The More You Earn
Players in the fhn95 VIP Program can receive weekly Cashback and special rewards
Bronze
0.4%
Weekly Cashback
- 24/7 Live Chat Support
- Special Promo Rewards
- Birthday Bonus
Silver
0.8%
Weekly Cashback
- All Bronze Rewards
- Priority Support Line
- VIP Member Exclusive Events
- Special Reload Bonus
Gold
1.2%
Weekly Cashback
- All Silver Rewards
- Personal VIP Account Manager
- Exclusive Gold Member Events
- Priority Withdrawal Processing
To move from Bronze to Silver or Silver to Gold, fhn95 determines VIP upgrades based on your betting activity and overall play volume.
Make your first deposit and claim a bonus of up to 300,000 Ks
Deposit 20,000 Ks — get a 40,000 Ks bonus and play with 60,000 Ks. Wagering requirement: bonus × 10 only.
Security and trust
SSL Encryption
All payments and personal data are protected with 256-bit SSL encryption, so no third party can access them.
Fair Play
RNG (Random Number Generator) technology ensures game results are fully random and never manipulated.
Personal data protection
Players' personal data is never sold or shared with any third party.
24/7 customer support
Live Chat support in Myanmar language is available around the clock, so any issue you run into can be resolved right away.
Shan Koe Mee (Shan Koe Mee) game guide
Myanmar's long-loved classic card game — understand how to play
Main rules
| Topic | Description |
|---|---|
| Dealing cards | Each player receives 3 cards; the Banker is dealt last |
| How points are counted | The last digit of the sum of the card values — 9 is the highest |
| Joker / Shan land | If all 3 cards are of the same suit, it is called a Joker and wins first |
| Nine out (nine card) | If the first 2 cards total 9 points, the hand can be revealed immediately |
| Banker's turn | If the Banker wins or stands, the banker role can pass to the next player |
Detailed gameplay
- After cards are dealt, each player looks at their hand and negotiates the bet amount with the Banker.
- Players decide first whether to show their hand or take another card.
- The Banker compares points with each player one by one; the higher hand wins. If points are equal, the Banker wins — this is the standard Myanmar card rule, though it may vary by table.
- Banker role — if the Banker wins they may keep the role; if they lose, the role can be passed by mutual agreement, or another player who wants to be Banker can buy the role.
Daily personal limit: Because Shan Koe Mee is a decision-based game, set a budget per session and stop once you reach your limit. Play responsibly, as you can lose money.
Multiple game studios — how they differ
Modern online casinos feature a variety of studios with different areas of expertise, giving players more choice
Premium slot studios
Studios that build video slots with strong storylines, rich bonus rounds, and mechanics like Cascading and Megaways — designed for smooth player engagement.
Live Dealer Studios
Studios that stream Baccarat, Roulette, Dragon Tiger, and Blackjack with real dealers in HD — connecting players 24/7 from studios across different countries.
Regional specialist studios
Studios that design Shan Koe Mee, Dragon Tiger, fish shooting games, and other Myanmar/Thai regional favourites — focused on game types popular with Asian and Southeast Asian players.
Crash & Instant Games Studios
Studios that build Crash and instant games like Aviator, JetX, Spaceman, and Mines using a Provably-Fair algorithm — players can verify results via blockchain records.
Refer a friend and earn rewards
Join the fhn95 Referral Program and earn rewards for every friend you refer
Share your referral link
Send or share your personal referral link with your friends.
Friend registers
Your friend opens an account at fhn95 and makes their first deposit.
You receive your reward
You get an 8% bonus on your friend's first deposit (up to 30,000 Ks).
You receive an 8% bonus on your friend's first deposit (up to 30,000 Ks per friend), plus a weekly commission of 0.2% of your friend's valid bets. Using your own referral link yourself or creating duplicate accounts is not allowed.
Betting terms — Betting Glossary
Definitions for beginners
RTP (Return to Player)
This refers to the average percentage of wagered money a game returns to players over time. A higher RTP generally means better long-term returns — it does not affect the result of any single spin.
House Edge
This refers to the built-in advantage the casino holds. A lower house edge is more favourable for players, so it is worth checking when choosing a game.
Wagering Requirement
This refers to the number of times you must wager the bonus amount before you can withdraw it. At fhn95, the wagering requirement is bonus × 10, so if you receive a 40,000 Ks bonus, you must wager 400,000 Ks before you can withdraw.
Odds
This is a number that represents a potential outcome in the form of a payment multiplier. Higher odds mean lower probability but a bigger payout, so the risk is greater — you need to read odds carefully.
Bankroll
This refers to your own set budget for playing. Managing your bankroll well is the only way to control losses and keep playing long-term.
Stake
This refers to the amount of money you put in on a single bet. Set your stake at a reasonable percentage of your bankroll — do not keep betting until your budget runs out.
Parlay / Accumulator
This is a bet type where you combine 2 or more football matches or game results together. You need every selection to be correct to win — if one leg loses, the entire bet loses.
Live Bet
This is a betting method where you can place bets in real time after a match has started. Odds change every minute in line with how the match is going, so you need to watch the game closely before deciding.
Cash Out
This is a feature that lets you take out part of your winnings from a bet before the match is over. You can use Cash Out when your selection is winning to reduce potential losses, or leave it running in full if you believe it will win.
Volatility
This refers to how often and how regularly a game pays out. High volatility means payouts are less frequent but can be large — low volatility means smaller payouts that tend to come more often.
Free Spin
This is extra spins you get on slot games without using your own money. Free spins given as a bonus may come with wagering requirements, so read the terms and conditions.
Spread
This refers to the point handicap in the football market. For example, if you bet on Team A with a -1.5 goal spread, Team A must win by at least 2 goals for you to win.
24/7 Customer Support
The fhn95 customer support team is available 24 hours a day, 7 days a week to help you in Myanmar language
Live Chat
You can contact us instantly via Live Chat right on the platform. Deposits and withdrawals, bonuses, account issues — we can help with anything in Myanmar language.
Open 24/7Contact by Email
You can reach us by email for detailed matters, complaints, and anything related to KYC verification.
Myanmar Language SupportThings the support team can help with — checking deposits and withdrawals, resolving bonus concerns, fixing login issues, setting responsible gambling limits, and answering questions about how to play.
Join fhn95 today and start playing
Deposit instantly with KBZPay or Wave Money, claim a 200% bonus, and play football, slots, and live casino. 21+ only.
Roulette and Free Spins — More Games
How to Play Roulette
In Roulette you can bet on numbers, colours (red / black), odd/even, and column/dozen bets. European Roulette has only one zero, which means a lower house edge compared to American Roulette. You can play Live Roulette with a real dealer in real time.
Play Roulette
How to Get Free Spins
Free spins given as promotions at fhn95 can be checked on the free spins page. Free spins can be used on slot games, and if you win, you can withdraw after meeting the wagering requirement. You cannot withdraw before the bonus wagering requirement is met.
Check Free Spins